Call reports 2011
FALLS CITY NATIONAL BANK, THE — 2011
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 170,426,000 | 175,437,000 | 189,340,000 | 199,173,000 |
| Total loans | 73,848,000 | 75,978,000 | 80,075,000 | 81,451,000 |
| Allowance for loan losses | 1,238,000 | 1,312,000 | 1,450,000 | 1,592,000 |
| Securities available for sale | 437,000 | 419,000 | 374,000 | 339,000 |
| Securities held to maturity | 32,228,000 | 32,647,000 | 29,120,000 | 35,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,321,000 | 156,744,000 | 170,899,000 | 180,948,000 |
| Interest-bearing deposits | 117,910,000 | 118,107,000 | 117,241,000 | 124,301,000 |
| Noninterest-bearing deposits | 34,411,000 | 38,638,000 | 53,658,000 | 56,647,000 |
| Equity capital | 17,592,000 | 18,101,000 | 18,141,000 | 17,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,291,000 | 5,031,000 | 6,799,000 |
| Interest expense | 294,000 | 548,000 | 769,000 | 977,000 |
| Net interest income | 1,308,000 | 2,743,000 | 4,262,000 | 5,822,000 |
| Noninterest income | 79,000 | 150,000 | 230,000 | 299,000 |
| Noninterest expense | 629,000 | 1,299,000 | 1,968,000 | 2,885,000 |
| Provision for loan losses | 0 | 100,000 | 250,000 | 400,000 |
| Pretax income | 758,000 | 1,494,000 | 2,274,000 | 2,836,000 |
| Income tax | 236,000 | 464,000 | 704,000 | 936,000 |
| Net income | 522,000 | 1,030,000 | 1,570,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,585,000 | 18,094,000 | 18,134,000 | 17,964,000 |
| Total capital | 18,640,000 | 19,186,000 | 19,229,000 | 19,152,000 |
| Risk-weighted assets | 84,182,000 | 87,179,000 | 87,277,000 | 94,665,000 |