Call reports 2001
FALLS CITY NATIONAL BANK, THE — 2001
What FALLS CITY NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,692,000 | 76,940,000 | 81,532,000 | 83,569,000 |
| Total loans | 26,302,000 | 28,749,000 | 31,379,000 | 32,184,000 |
| Allowance for loan losses | 129,000 | 122,000 | 131,000 | 106,000 |
| Securities available for sale | 12,871,000 | 12,370,000 | 13,899,000 | 16,501,000 |
| Securities held to maturity | 15,064,000 | 14,890,000 | 15,167,000 | 14,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,506,000 | 67,559,000 | 71,971,000 | 74,163,000 |
| Interest-bearing deposits | 54,498,000 | 57,017,000 | 58,679,000 | 63,043,000 |
| Noninterest-bearing deposits | 10,008,000 | 10,542,000 | 13,293,000 | 11,120,000 |
| Equity capital | 8,647,000 | 8,872,000 | 9,049,000 | 9,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,303,000 | 2,569,000 | 3,853,000 | 5,077,000 |
| Interest expense | 660,000 | 1,307,000 | 1,941,000 | 2,509,000 |
| Net interest income | 643,000 | 1,262,000 | 1,912,000 | 2,568,000 |
| Noninterest income | 92,000 | 183,000 | 284,000 | 390,000 |
| Noninterest expense | 406,000 | 841,000 | 1,294,000 | 1,937,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 60,000 |
| Pretax income | 329,000 | 604,000 | 842,000 | 961,000 |
| Income tax | 71,000 | 123,000 | 163,000 | 150,000 |
| Net income | 258,000 | 481,000 | 679,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,573,000 | 8,796,000 | 8,944,000 | 8,926,000 |
| Total capital | 8,702,000 | 8,918,000 | 9,075,000 | 9,032,000 |
| Risk-weighted assets | 35,295,000 | 38,373,000 | 40,396,000 | 38,549,000 |