Call reports 2025
PEOPLES BANK OF GEORGIA, THE — 2025
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 208,146,000 | 215,075,000 | 225,230,000 | 235,258,000 |
| Total loans | 168,497,000 | 177,185,000 | 179,913,000 | 187,067,000 |
| Allowance for loan losses | 1,697,000 | 1,801,000 | 1,715,000 | 1,818,000 |
| Securities available for sale | 12,715,000 | 14,272,000 | 14,012,000 | 14,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,751,000 | 195,426,000 | 204,649,000 | 213,679,000 |
| Interest-bearing deposits | 142,965,000 | 146,074,000 | 149,897,000 | 161,159,000 |
| Noninterest-bearing deposits | 46,786,000 | 49,352,000 | 54,752,000 | 52,520,000 |
| Equity capital | 17,279,000 | 18,165,000 | 19,202,000 | 20,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,509,000 | 7,296,000 | 11,118,000 | 15,143,000 |
| Interest expense | 1,083,000 | 2,196,000 | 3,351,000 | 4,541,000 |
| Net interest income | 2,426,000 | 5,100,000 | 7,767,000 | 10,602,000 |
| Noninterest income | 198,000 | 423,000 | 645,000 | 886,000 |
| Noninterest expense | 1,573,000 | 3,224,000 | 4,920,000 | 6,695,000 |
| Provision for loan losses | 170,000 | 270,000 | 350,000 | 440,000 |
| Pretax income | 881,000 | 2,029,000 | 3,142,000 | 4,353,000 |
| Income tax | 208,000 | 478,000 | 738,000 | 1,029,000 |
| Net income | 673,000 | 1,551,000 | 2,404,000 | 3,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,874,000 | 19,709,000 | 20,520,000 | 21,397,000 |