Call reports 2024
PEOPLES BANK OF GEORGIA, THE — 2024
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 177,852,000 | 182,993,000 | 185,188,000 | 197,399,000 |
| Total loans | 140,512,000 | 145,964,000 | 150,680,000 | 156,916,000 |
| Allowance for loan losses | 1,361,000 | 1,373,000 | 1,450,000 | 1,555,000 |
| Securities available for sale | 13,047,000 | 12,683,000 | 13,735,000 | 12,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,986,000 | 162,368,000 | 167,261,000 | 179,583,000 |
| Interest-bearing deposits | 118,177,000 | 118,962,000 | 126,040,000 | 137,680,000 |
| Noninterest-bearing deposits | 43,809,000 | 43,406,000 | 41,221,000 | 41,903,000 |
| Equity capital | 14,686,000 | 15,371,000 | 16,315,000 | 16,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,788,000 | 5,775,000 | 8,913,000 | 12,222,000 |
| Interest expense | 810,000 | 1,689,000 | 2,678,000 | 3,737,000 |
| Net interest income | 1,978,000 | 4,086,000 | 6,235,000 | 8,485,000 |
| Noninterest income | 179,000 | 393,000 | 597,000 | 822,000 |
| Noninterest expense | 1,312,000 | 2,688,000 | 4,193,000 | 5,799,000 |
| Provision for loan losses | 177,000 | 304,000 | 384,000 | 484,000 |
| Pretax income | 668,000 | 1,484,000 | 2,252,000 | 3,021,000 |
| Income tax | 157,000 | 349,000 | 528,000 | 709,000 |
| Net income | 511,000 | 1,135,000 | 1,724,000 | 2,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,642,000 | 17,224,000 | 17,769,000 | 18,315,000 |