Call reports 2022
PEOPLES BANK OF GEORGIA, THE — 2022
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 149,231,000 | 146,021,000 | 147,977,000 | 157,782,000 |
| Total loans | 110,032,000 | 116,398,000 | 121,325,000 | 123,674,000 |
| Allowance for loan losses | 899,000 | 939,000 | 998,000 | 1,077,000 |
| Securities available for sale | 20,768,000 | 18,912,000 | 14,677,000 | 14,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,222,000 | 134,380,000 | 133,462,000 | 144,920,000 |
| Interest-bearing deposits | 89,204,000 | 92,226,000 | 90,773,000 | 96,637,000 |
| Noninterest-bearing deposits | 48,018,000 | 42,154,000 | 42,689,000 | 48,283,000 |
| Equity capital | 11,584,000 | 11,345,000 | 11,665,000 | 12,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,792,000 | 3,635,000 | 5,548,000 | 7,639,000 |
| Interest expense | 76,000 | 163,000 | 261,000 | 485,000 |
| Net interest income | 1,716,000 | 3,472,000 | 5,287,000 | 7,154,000 |
| Noninterest income | 199,000 | 393,000 | 571,000 | 757,000 |
| Noninterest expense | 1,178,000 | 2,447,000 | 3,760,000 | 5,133,000 |
| Provision for loan losses | 0 | 55,000 | 120,000 | 175,000 |
| Pretax income | 737,000 | 1,363,000 | 1,978,000 | 2,603,000 |
| Income tax | 167,000 | 309,000 | 448,000 | 613,000 |
| Net income | 570,000 | 1,054,000 | 1,530,000 | 1,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,709,000 | 13,153,000 | 13,829,000 | 14,207,000 |