Call reports 2021
PEOPLES BANK OF GEORGIA, THE — 2021
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 118,351,000 | 124,418,000 | 129,075,000 | 134,486,000 |
| Total loans | 79,852,000 | 93,169,000 | 101,716,000 | 103,769,000 |
| Allowance for loan losses | 778,000 | 862,000 | 885,000 | 946,000 |
| Securities available for sale | 26,079,000 | 21,753,000 | 18,057,000 | 19,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,855,000 | 112,649,000 | 116,933,000 | 122,089,000 |
| Interest-bearing deposits | 76,471,000 | 77,615,000 | 77,420,000 | 85,963,000 |
| Noninterest-bearing deposits | 30,384,000 | 35,034,000 | 39,513,000 | 36,126,000 |
| Equity capital | 11,146,000 | 11,434,000 | 11,588,000 | 11,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,092,000 | 4,789,000 | 6,602,000 |
| Interest expense | 89,000 | 171,000 | 253,000 | 332,000 |
| Net interest income | 1,444,000 | 2,921,000 | 4,536,000 | 6,270,000 |
| Noninterest income | 144,000 | 322,000 | 504,000 | 687,000 |
| Noninterest expense | 982,000 | 2,067,000 | 3,185,000 | 4,454,000 |
| Provision for loan losses | 184,000 | 261,000 | 277,000 | 327,000 |
| Pretax income | 413,000 | 977,000 | 1,685,000 | 2,283,000 |
| Income tax | 89,000 | 214,000 | 374,000 | 449,000 |
| Net income | 324,000 | 763,000 | 1,311,000 | 1,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,227,000 | 11,617,000 | 11,733,000 | 12,216,000 |