Call reports 2020
PEOPLES BANK OF GEORGIA, THE — 2020
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,561,000 | 101,412,000 | 108,902,000 | 111,221,000 |
| Total loans | 64,090,000 | 71,401,000 | 77,884,000 | 79,509,000 |
| Allowance for loan losses | 570,000 | 586,000 | 614,000 | 652,000 |
| Securities available for sale | 13,860,000 | 20,132,000 | 18,021,000 | 20,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,814,000 | 91,310,000 | 98,017,000 | 99,949,000 |
| Interest-bearing deposits | 56,901,000 | 66,872,000 | 73,320,000 | 74,262,000 |
| Noninterest-bearing deposits | 21,913,000 | 24,438,000 | 24,697,000 | 25,687,000 |
| Equity capital | 9,422,000 | 9,792,000 | 10,520,000 | 10,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,512,000 | 3,872,000 | 5,305,000 |
| Interest expense | 188,000 | 353,000 | 504,000 | 622,000 |
| Net interest income | 1,077,000 | 2,159,000 | 3,368,000 | 4,683,000 |
| Noninterest income | 139,000 | 263,000 | 388,000 | 549,000 |
| Noninterest expense | 890,000 | 1,802,000 | 2,748,000 | 3,816,000 |
| Provision for loan losses | 100,000 | 183,000 | 268,000 | 358,000 |
| Pretax income | 266,000 | 477,000 | 780,000 | 1,092,000 |
| Income tax | 58,000 | 103,000 | 167,000 | 234,000 |
| Net income | 208,000 | 374,000 | 613,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,472,000 | 9,599,000 | 10,300,000 | 10,750,000 |