Call reports 2019
PEOPLES BANK OF GEORGIA, THE — 2019
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 83,160,000 | 82,757,000 | 81,950,000 | 88,766,000 |
| Total loans | 58,181,000 | 60,449,000 | 61,057,000 | 62,689,000 |
| Allowance for loan losses | 416,000 | 477,000 | 517,000 | 462,000 |
| Securities available for sale | 13,639,000 | 12,727,000 | 12,964,000 | 13,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,124,000 | 73,414,000 | 72,494,000 | 79,125,000 |
| Interest-bearing deposits | 52,038,000 | 52,971,000 | 52,484,000 | 58,272,000 |
| Noninterest-bearing deposits | 22,086,000 | 20,443,000 | 20,010,000 | 20,853,000 |
| Equity capital | 8,728,000 | 9,040,000 | 9,170,000 | 9,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,410,000 | 3,643,000 | 4,896,000 |
| Interest expense | 172,000 | 360,000 | 551,000 | 743,000 |
| Net interest income | 1,028,000 | 2,050,000 | 3,092,000 | 4,153,000 |
| Noninterest income | 115,000 | 260,000 | 375,000 | 512,000 |
| Noninterest expense | 852,000 | 1,695,000 | 2,537,000 | 3,401,000 |
| Provision for loan losses | 70,000 | 151,000 | 191,000 | 250,000 |
| Pretax income | 217,000 | 460,000 | 735,000 | 1,010,000 |
| Income tax | 48,000 | 100,000 | 159,000 | 218,000 |
| Net income | 169,000 | 360,000 | 576,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,805,000 | 8,957,000 | 9,134,000 | 9,303,000 |
| Total capital | 9,221,000 | 9,434,000 | 9,651,000 | 9,765,000 |
| Risk-weighted assets | 55,852,000 | 58,481,000 | 57,275,000 | 58,333,000 |