Call reports 2018
PEOPLES BANK OF GEORGIA, THE — 2018
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 82,178,000 | 80,725,000 | 82,608,000 | 84,557,000 |
| Total loans | 54,605,000 | 57,898,000 | 58,749,000 | 57,700,000 |
| Allowance for loan losses | 378,000 | 362,000 | 418,000 | 468,000 |
| Securities available for sale | 12,490,000 | 12,291,000 | 11,567,000 | 13,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,641,000 | 72,965,000 | 74,425,000 | 75,812,000 |
| Interest-bearing deposits | 55,562,000 | 55,199,000 | 55,277,000 | 54,507,000 |
| Noninterest-bearing deposits | 19,079,000 | 17,766,000 | 19,148,000 | 21,305,000 |
| Equity capital | 7,134,000 | 7,521,000 | 7,933,000 | 8,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,203,000 | 3,379,000 | 4,575,000 |
| Interest expense | 113,000 | 235,000 | 389,000 | 558,000 |
| Net interest income | 964,000 | 1,968,000 | 2,990,000 | 4,017,000 |
| Noninterest income | 116,000 | 231,000 | 365,000 | 489,000 |
| Noninterest expense | 808,000 | 1,663,000 | 2,509,000 | 3,373,000 |
| Provision for loan losses | 20,000 | 60,000 | 120,000 | 180,000 |
| Pretax income | 247,000 | 471,000 | 721,000 | 948,000 |
| Income tax | 50,000 | 95,000 | 145,000 | 190,000 |
| Net income | 197,000 | 376,000 | 576,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,332,000 | 7,752,000 | 8,208,000 | 8,674,000 |
| Total capital | 7,710,000 | 8,114,000 | 8,626,000 | 9,142,000 |
| Risk-weighted assets | 52,807,000 | 55,117,000 | 54,872,000 | 54,604,000 |