Call reports 2017
PEOPLES BANK OF GEORGIA, THE — 2017
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,803,000 | 71,147,000 | 74,138,000 | 77,244,000 |
| Total loans | 47,027,000 | 49,961,000 | 53,623,000 | 53,234,000 |
| Allowance for loan losses | 350,000 | 350,000 | 348,000 | 360,000 |
| Securities available for sale | 12,033,000 | 11,477,000 | 10,775,000 | 12,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,191,000 | 64,226,000 | 65,832,000 | 69,850,000 |
| Interest-bearing deposits | 51,147,000 | 51,408,000 | 50,161,000 | 52,765,000 |
| Noninterest-bearing deposits | 13,044,000 | 12,818,000 | 15,671,000 | 17,085,000 |
| Equity capital | 6,271,000 | 6,597,000 | 6,952,000 | 7,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,840,000 | 2,830,000 | 3,874,000 |
| Interest expense | 79,000 | 166,000 | 267,000 | 372,000 |
| Net interest income | 813,000 | 1,674,000 | 2,563,000 | 3,502,000 |
| Noninterest income | 82,000 | 177,000 | 280,000 | 379,000 |
| Noninterest expense | 691,000 | 1,447,000 | 2,249,000 | 3,065,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 40,000 |
| Pretax income | 204,000 | 404,000 | 579,000 | 776,000 |
| Income tax | 65,000 | 129,000 | 186,000 | 269,000 |
| Net income | 139,000 | 275,000 | 393,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,302,000 | 6,607,000 | 6,972,000 | 7,170,000 |
| Total capital | 6,652,000 | 6,957,000 | 7,320,000 | 7,530,000 |
| Risk-weighted assets | 45,184,000 | 47,822,000 | 50,970,000 | 50,567,000 |