Call reports 2016
PEOPLES BANK OF GEORGIA, THE — 2016
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,235,000 | 55,683,000 | 61,923,000 | 63,655,000 |
| Total loans | 34,932,000 | 35,879,000 | 42,707,000 | 45,244,000 |
| Allowance for loan losses | 345,000 | 349,000 | 350,000 | 347,000 |
| Securities available for sale | 11,387,000 | 11,519,000 | 10,779,000 | 11,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,498,000 | 49,782,000 | 55,808,000 | 57,460,000 |
| Interest-bearing deposits | 37,110,000 | 37,662,000 | 43,022,000 | 45,138,000 |
| Noninterest-bearing deposits | 12,388,000 | 12,120,000 | 12,786,000 | 12,322,000 |
| Equity capital | 5,540,000 | 5,649,000 | 5,791,000 | 5,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,360,000 | 2,135,000 | 2,984,000 |
| Interest expense | 57,000 | 117,000 | 186,000 | 259,000 |
| Net interest income | 623,000 | 1,243,000 | 1,949,000 | 2,725,000 |
| Noninterest income | 61,000 | 132,000 | 213,000 | 293,000 |
| Noninterest expense | 503,000 | 1,055,000 | 1,712,000 | 2,442,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 320,000 | 450,000 | 576,000 |
| Income tax | 57,000 | 100,000 | 140,000 | 178,000 |
| Net income | 124,000 | 220,000 | 310,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,496,000 | 5,568,000 | 5,732,000 | 5,993,000 |
| Total capital | 5,841,000 | 5,917,000 | 6,082,000 | 6,340,000 |
| Risk-weighted assets | 34,346,000 | 35,462,000 | 40,793,000 | 43,324,000 |