Call reports 2015
PEOPLES BANK OF GEORGIA, THE — 2015
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,552,000 | 49,273,000 | 50,405,000 | 51,960,000 |
| Total loans | 30,979,000 | 32,742,000 | 34,375,000 | 34,538,000 |
| Allowance for loan losses | 413,000 | 310,000 | 313,000 | 330,000 |
| Securities available for sale | 12,213,000 | 11,373,000 | 10,702,000 | 11,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,909,000 | 44,561,000 | 45,268,000 | 46,704,000 |
| Interest-bearing deposits | 32,158,000 | 31,392,000 | 33,585,000 | 35,331,000 |
| Noninterest-bearing deposits | 12,751,000 | 13,169,000 | 11,683,000 | 11,373,000 |
| Equity capital | 4,603,000 | 4,649,000 | 4,972,000 | 5,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,216,000 | 1,861,000 | 2,540,000 |
| Interest expense | 50,000 | 102,000 | 155,000 | 212,000 |
| Net interest income | 547,000 | 1,114,000 | 1,706,000 | 2,328,000 |
| Noninterest income | 48,000 | 107,000 | 168,000 | 245,000 |
| Noninterest expense | 485,000 | 983,000 | 1,488,000 | 2,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 249,000 | 397,000 | 509,000 |
| Income tax | 20,000 | 69,000 | 122,000 | 156,000 |
| Net income | 90,000 | 180,000 | 275,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,542,000 | 4,645,000 | 4,931,000 | 5,133,000 |
| Total capital | 4,942,000 | 4,955,000 | 5,244,000 | 5,463,000 |
| Risk-weighted assets | 31,970,000 | 32,793,000 | 33,347,000 | 33,381,000 |