Call reports 2013
PEOPLES BANK OF GEORGIA, THE — 2013
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,363,000 | 39,347,000 | 40,505,000 | 43,335,000 |
| Total loans | 20,641,000 | 22,212,000 | 25,465,000 | 24,277,000 |
| Allowance for loan losses | 425,000 | 432,000 | 405,000 | 392,000 |
| Securities available for sale | 11,811,000 | 13,154,000 | 11,576,000 | 12,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,978,000 | 35,076,000 | 35,463,000 | 39,108,000 |
| Interest-bearing deposits | 28,887,000 | 22,661,000 | 28,416,000 | 30,935,000 |
| Noninterest-bearing deposits | 5,091,000 | 12,415,000 | 7,047,000 | 8,173,000 |
| Equity capital | 4,336,000 | 4,221,000 | 4,235,000 | 4,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 834,000 | 1,306,000 | 1,827,000 |
| Interest expense | 47,000 | 95,000 | 148,000 | 198,000 |
| Net interest income | 357,000 | 739,000 | 1,158,000 | 1,629,000 |
| Noninterest income | 34,000 | 77,000 | 151,000 | 187,000 |
| Noninterest expense | 342,000 | 748,000 | 1,149,000 | 1,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 68,000 | 205,000 | 203,000 |
| Income tax | 4,000 | 4,000 | 46,000 | 37,000 |
| Net income | 45,000 | 64,000 | 159,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,133,000 | 4,099,000 | 4,194,000 | 4,139,000 |
| Total capital | 4,457,000 | 4,385,000 | 4,501,000 | 4,452,000 |
| Risk-weighted assets | 25,846,000 | 22,748,000 | 24,465,000 | 24,957,000 |