Call reports 2012
PEOPLES BANK OF GEORGIA, THE — 2012
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,645,000 | 32,738,000 | 33,293,000 | 38,123,000 |
| Total loans | 15,694,000 | 16,995,000 | 19,167,000 | 20,969,000 |
| Allowance for loan losses | 322,000 | 341,000 | 347,000 | 366,000 |
| Securities available for sale | 10,604,000 | 10,539,000 | 10,427,000 | 11,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,305,000 | 28,406,000 | 28,906,000 | 33,738,000 |
| Interest-bearing deposits | 25,092,000 | 24,002,000 | 24,225,000 | 28,107,000 |
| Noninterest-bearing deposits | 4,213,000 | 4,404,000 | 4,681,000 | 5,631,000 |
| Equity capital | 4,287,000 | 4,283,000 | 4,323,000 | 4,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 732,000 | 1,120,000 | 1,563,000 |
| Interest expense | 51,000 | 101,000 | 146,000 | 196,000 |
| Net interest income | 299,000 | 631,000 | 974,000 | 1,367,000 |
| Noninterest income | 23,000 | 67,000 | 103,000 | 140,000 |
| Noninterest expense | 263,000 | 570,000 | 913,000 | 1,304,000 |
| Provision for loan losses | 0 | 105,000 | 105,000 | 105,000 |
| Pretax income | 200,000 | 206,000 | 242,000 | 280,000 |
| Income tax | 44,000 | 46,000 | 49,000 | 62,000 |
| Net income | 156,000 | 160,000 | 193,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,027,000 | 4,026,000 | 4,060,000 | 4,085,000 |
| Total capital | 4,290,000 | 4,294,000 | 4,125,000 | 4,404,000 |
| Risk-weighted assets | 20,740,000 | 21,801,000 | 22,288,000 | 25,470,000 |