Call reports 2011
PEOPLES BANK OF GEORGIA, THE — 2011
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,489,000 | 29,415,000 | 30,664,000 | 33,372,000 |
| Total loans | 13,170,000 | 13,471,000 | 13,848,000 | 14,078,000 |
| Allowance for loan losses | 303,000 | 306,000 | 287,000 | 302,000 |
| Securities available for sale | 10,676,000 | 11,848,000 | 10,149,000 | 12,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,370,000 | 26,152,000 | 26,404,000 | 29,165,000 |
| Interest-bearing deposits | 22,086,000 | 21,839,000 | 21,731,000 | 24,712,000 |
| Noninterest-bearing deposits | 4,285,000 | 4,313,000 | 4,673,000 | 4,453,000 |
| Equity capital | 3,091,000 | 3,233,000 | 4,223,000 | 4,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 685,000 | 1,018,000 | 1,380,000 |
| Interest expense | 66,000 | 132,000 | 195,000 | 256,000 |
| Net interest income | 265,000 | 553,000 | 823,000 | 1,124,000 |
| Noninterest income | 32,000 | 50,000 | 73,000 | 55,000 |
| Noninterest expense | 235,000 | 485,000 | 742,000 | 1,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 62,000 | 120,000 | 257,000 | 175,000 |
| Income tax | 8,000 | 15,000 | 40,000 | 9,000 |
| Net income | 54,000 | 105,000 | 217,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,879,000 | 2,983,000 | 4,000,000 | 3,826,000 |
| Total capital | 3,099,000 | 3,201,000 | 4,226,000 | 4,065,000 |
| Risk-weighted assets | 17,646,000 | 17,609,000 | 18,066,000 | 19,033,000 |