Call reports 2007
PEOPLES BANK OF GEORGIA, THE — 2007
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,705,000 | 18,804,000 | 18,163,000 | 19,353,000 |
| Total loans | 7,462,000 | 7,536,000 | 7,355,000 | 7,814,000 |
| Allowance for loan losses | 269,000 | 274,000 | 277,000 | 254,000 |
| Securities available for sale | 8,977,000 | 8,606,000 | 8,214,000 | 8,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,429,000 | 15,476,000 | 14,683,000 | 15,818,000 |
| Interest-bearing deposits | 12,657,000 | 11,458,000 | 10,957,000 | 12,152,000 |
| Noninterest-bearing deposits | 3,772,000 | 4,018,000 | 3,726,000 | 3,666,000 |
| Equity capital | 3,186,000 | 3,227,000 | 3,357,000 | 3,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 613,000 | 915,000 | 1,207,000 |
| Interest expense | 64,000 | 132,000 | 197,000 | 263,000 |
| Net interest income | 241,000 | 481,000 | 718,000 | 944,000 |
| Noninterest income | 24,000 | 49,000 | 80,000 | 117,000 |
| Noninterest expense | 161,000 | 315,000 | 483,000 | 712,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 220,000 | 323,000 | 357,000 |
| Income tax | 26,000 | 50,000 | 74,000 | 70,000 |
| Net income | 78,000 | 170,000 | 249,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,210,000 | 3,302,000 | 3,381,000 | 3,419,000 |
| Total capital | 3,341,000 | 3,433,000 | 3,510,000 | 3,555,000 |
| Risk-weighted assets | 10,367,000 | 10,313,000 | 10,176,000 | 10,748,000 |