Call reports 2004
PEOPLES BANK OF GEORGIA, THE — 2004
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 17,820,000 | 17,731,000 | 16,737,000 | 17,689,000 |
| Total loans | 6,845,000 | 6,851,000 | 7,051,000 | 6,958,000 |
| Allowance for loan losses | 150,000 | 162,000 | 161,000 | 158,000 |
| Securities available for sale | 7,582,000 | 7,229,000 | 7,138,000 | 7,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,805,000 | 14,845,000 | 13,658,000 | 14,695,000 |
| Interest-bearing deposits | 11,811,000 | 11,707,000 | 10,334,000 | 11,138,000 |
| Noninterest-bearing deposits | 2,994,000 | 3,138,000 | 3,324,000 | 3,557,000 |
| Equity capital | 2,856,000 | 2,798,000 | 2,936,000 | 2,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 481,000 | 720,000 | 968,000 |
| Interest expense | 33,000 | 64,000 | 95,000 | 129,000 |
| Net interest income | 213,000 | 417,000 | 625,000 | 839,000 |
| Noninterest income | 23,000 | 53,000 | 77,000 | 99,000 |
| Noninterest expense | 153,000 | 293,000 | 440,000 | 671,000 |
| Provision for loan losses | 20,000 | 20,000 | 30,000 | 60,000 |
| Pretax income | 63,000 | 157,000 | 232,000 | 207,000 |
| Income tax | 7,000 | 17,000 | 23,000 | 5,000 |
| Net income | 56,000 | 140,000 | 209,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,633,000 | 2,717,000 | 2,786,000 | 2,779,000 |
| Total capital | 2,754,000 | 2,837,000 | 2,906,000 | 2,900,000 |
| Risk-weighted assets | 9,617,000 | 9,572,000 | 9,528,000 | 9,655,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK OF GEORGIA, THE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.