Call reports 2003
PEOPLES BANK OF GEORGIA, THE — 2003
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 18,309,000 | 17,349,000 | 16,790,000 | 18,065,000 |
| Total loans | 6,785,000 | 6,950,000 | 6,969,000 | 6,823,000 |
| Allowance for loan losses | 148,000 | 156,000 | 135,000 | 137,000 |
| Securities available for sale | 7,090,000 | 6,360,000 | 6,611,000 | 6,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,428,000 | 14,363,000 | 13,846,000 | 15,131,000 |
| Interest-bearing deposits | 12,380,000 | 11,174,000 | 10,774,000 | 11,589,000 |
| Noninterest-bearing deposits | 3,048,000 | 3,189,000 | 3,072,000 | 3,542,000 |
| Equity capital | 2,712,000 | 2,802,000 | 2,796,000 | 2,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 500,000 | 742,000 | 988,000 |
| Interest expense | 56,000 | 105,000 | 147,000 | 184,000 |
| Net interest income | 197,000 | 395,000 | 595,000 | 804,000 |
| Noninterest income | 22,000 | 47,000 | 73,000 | 97,000 |
| Noninterest expense | 144,000 | 286,000 | 422,000 | 618,000 |
| Provision for loan losses | 20,000 | 50,000 | 75,000 | 115,000 |
| Pretax income | 55,000 | 106,000 | 171,000 | 168,000 |
| Income tax | 5,000 | 6,000 | 6,000 | -3,000 |
| Net income | 50,000 | 100,000 | 165,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,478,000 | 2,528,000 | 2,593,000 | 2,599,000 |
| Total capital | 2,602,000 | 2,649,000 | 2,713,000 | 2,721,000 |
| Risk-weighted assets | 9,893,000 | 9,648,000 | 9,619,000 | 9,710,000 |