Call reports 2002
PEOPLES BANK OF GEORGIA, THE — 2002
What PEOPLES BANK OF GEORGIA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,453,000 | 17,485,000 | 16,634,000 | 18,105,000 |
| Total loans | 6,952,000 | 7,158,000 | 6,901,000 | 6,738,000 |
| Allowance for loan losses | 148,000 | 151,000 | 159,000 | 165,000 |
| Securities available for sale | 6,914,000 | 6,926,000 | 6,748,000 | 6,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,959,000 | 14,797,000 | 13,821,000 | 15,265,000 |
| Interest-bearing deposits | 12,059,000 | 11,974,000 | 10,716,000 | 12,140,000 |
| Noninterest-bearing deposits | 2,900,000 | 2,823,000 | 3,105,000 | 3,125,000 |
| Equity capital | 2,386,000 | 2,543,000 | 2,648,000 | 2,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 538,000 | 803,000 | 1,061,000 |
| Interest expense | 81,000 | 152,000 | 215,000 | 274,000 |
| Net interest income | 191,000 | 386,000 | 588,000 | 787,000 |
| Noninterest income | 22,000 | 47,000 | 81,000 | 106,000 |
| Noninterest expense | 137,000 | 272,000 | 408,000 | 600,000 |
| Provision for loan losses | 35,000 | 50,000 | 85,000 | 120,000 |
| Pretax income | 44,000 | 114,000 | 179,000 | 187,000 |
| Income tax | 6,000 | 12,000 | 12,000 | 0 |
| Net income | 38,000 | 102,000 | 167,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,302,000 | 2,365,000 | 2,431,000 | 2,451,000 |
| Total capital | 2,426,000 | 2,488,000 | 2,550,000 | 2,573,000 |
| Risk-weighted assets | 9,918,000 | 9,781,000 | 9,499,000 | 9,692,000 |