Call reports 2026
GILMER NATIONAL BANK — 2026
What GILMER NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 376,055,000 | 374,499,000 |
| Total loans | 275,540,000 | 273,879,000 |
| Allowance for loan losses | 3,484,000 | 3,627,000 |
| Securities available for sale | 60,330,000 | 58,559,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 342,299,000 | 340,372,000 |
| Interest-bearing deposits | 299,105,000 | 298,834,000 |
| Noninterest-bearing deposits | 43,194,000 | 41,538,000 |
| Equity capital | 32,631,000 | 32,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,563,000 | 10,954,000 |
| Interest expense | 2,580,000 | 5,167,000 |
| Net interest income | 2,983,000 | 5,787,000 |
| Noninterest income | 219,000 | 432,000 |
| Noninterest expense | 2,078,000 | 4,026,000 |
| Provision for loan losses | 300,000 | 600,000 |
| Pretax income | 824,000 | 1,593,000 |
| Income tax | 150,000 | 326,000 |
| Net income | 674,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 35,880,000 | 35,993,000 |
| Total capital | 38,873,000 | 39,088,000 |
| Risk-weighted assets | 238,932,000 | 247,057,000 |