Call report 2025Q4
GILMER NATIONAL BANK — 2025Q4
The 22 measures GILMER NATIONAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 365,413,000 | USD | evidence → |
| Total loans | 270,558,000 | USD | evidence → |
| Allowance for loan losses | 3,331,000 | USD | evidence → |
| Securities available for sale | 59,242,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,451,000 | USD | evidence → |
| Interest-bearing deposits | 292,743,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,708,000 | USD | evidence → |
| Equity capital | 32,184,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,092,000 | USD | evidence → |
| Interest expense | 10,559,000 | USD | evidence → |
| Net interest income | 11,533,000 | USD | evidence → |
| Noninterest income | 882,000 | USD | evidence → |
| Noninterest expense | 7,654,000 | USD | evidence → |
| Provision for loan losses | 1,274,000 | USD | evidence → |
| Pretax income | 3,487,000 | USD | evidence → |
| Income tax | 736,000 | USD | evidence → |
| Net income | 2,751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,206,000 | USD | evidence → |
| Total capital | 38,205,000 | USD | evidence → |
| Risk-weighted assets | 239,575,000 | USD | evidence → |