Call reports 2022
GILMER NATIONAL BANK — 2022
What GILMER NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 250,944,000 | 249,754,000 | 251,176,000 | 311,688,000 |
| Total loans | 179,437,000 | 179,769,000 | 186,034,000 | 192,143,000 |
| Allowance for loan losses | 3,589,000 | 3,552,000 | 3,469,000 | 3,412,000 |
| Securities available for sale | 47,758,000 | 48,274,000 | 48,998,000 | 71,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,180,000 | 220,260,000 | 222,861,000 | 283,696,000 |
| Interest-bearing deposits | 179,970,000 | 183,380,000 | 184,662,000 | 241,827,000 |
| Noninterest-bearing deposits | 40,210,000 | 36,880,000 | 38,199,000 | 41,869,000 |
| Equity capital | 30,227,000 | 28,848,000 | 27,389,000 | 27,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,556,000 | 5,163,000 | 7,896,000 | 10,884,000 |
| Interest expense | 293,000 | 642,000 | 1,166,000 | 2,452,000 |
| Net interest income | 2,263,000 | 4,521,000 | 6,730,000 | 8,432,000 |
| Noninterest income | 242,000 | 505,000 | 757,000 | 1,006,000 |
| Noninterest expense | 1,339,000 | 2,969,000 | 4,593,000 | 6,206,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 1,055,000 | 1,946,000 | 2,783,000 | 3,121,000 |
| Income tax | 220,000 | 414,000 | 574,000 | 605,000 |
| Net income | 835,000 | 1,532,000 | 2,209,000 | 2,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,311,000 | 33,428,000 | 34,105,000 | 33,328,000 |
| Total capital | 35,575,000 | 35,524,000 | 36,446,000 | 35,693,000 |
| Risk-weighted assets | 179,799,000 | 166,323,000 | 186,152,000 | 188,187,000 |