Call reports 2021
GILMER NATIONAL BANK — 2021
What GILMER NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 246,115,000 | 247,629,000 | 248,485,000 | 251,320,000 |
| Total loans | 180,945,000 | 176,150,000 | 172,222,000 | 180,635,000 |
| Allowance for loan losses | 3,310,000 | 3,351,000 | 3,354,000 | 3,487,000 |
| Securities available for sale | 40,626,000 | 45,350,000 | 43,514,000 | 48,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,370,000 | 213,737,000 | 214,665,000 | 218,864,000 |
| Interest-bearing deposits | 176,968,000 | 173,371,000 | 172,771,000 | 178,306,000 |
| Noninterest-bearing deposits | 35,402,000 | 40,366,000 | 41,894,000 | 40,558,000 |
| Equity capital | 33,087,000 | 32,999,000 | 32,763,000 | 32,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,607,000 | 5,124,000 | 7,750,000 | 10,197,000 |
| Interest expense | 385,000 | 733,000 | 1,046,000 | 1,346,000 |
| Net interest income | 2,222,000 | 4,391,000 | 6,704,000 | 8,851,000 |
| Noninterest income | 219,000 | 349,000 | 524,000 | 797,000 |
| Noninterest expense | 1,465,000 | 2,978,000 | 4,419,000 | 5,959,000 |
| Provision for loan losses | 225,000 | 300,000 | 300,000 | 475,000 |
| Pretax income | 783,000 | 1,480,000 | 2,579,000 | 3,284,000 |
| Income tax | 149,000 | 298,000 | 530,000 | 669,000 |
| Net income | 634,000 | 1,182,000 | 2,049,000 | 2,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,103,000 | 33,091,000 | 32,993,000 | 32,476,000 |
| Total capital | 35,319,000 | 35,126,000 | 35,142,000 | 34,568,000 |
| Risk-weighted assets | 176,203,000 | 161,478,000 | 170,742,000 | 166,033,000 |