Call reports 2019
GILMER NATIONAL BANK — 2019
What GILMER NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 224,843,000 | 224,364,000 | 226,776,000 | 225,512,000 |
| Total loans | 156,765,000 | 156,392,000 | 157,225,000 | 160,143,000 |
| Allowance for loan losses | 2,636,000 | 2,723,000 | 2,704,000 | 2,714,000 |
| Securities available for sale | 28,152,000 | 28,383,000 | 30,592,000 | 29,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,189,000 | 192,125,000 | 193,559,000 | 193,289,000 |
| Interest-bearing deposits | 164,663,000 | 159,223,000 | 162,055,000 | 161,935,000 |
| Noninterest-bearing deposits | 28,526,000 | 32,902,000 | 31,504,000 | 31,354,000 |
| Equity capital | 31,095,000 | 31,368,000 | 32,173,000 | 31,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,511,000 | 5,159,000 | 7,888,000 | 10,609,000 |
| Interest expense | 529,000 | 1,145,000 | 1,787,000 | 2,431,000 |
| Net interest income | 1,982,000 | 4,014,000 | 6,101,000 | 8,178,000 |
| Noninterest income | 230,000 | 469,000 | 817,000 | 1,021,000 |
| Noninterest expense | 1,252,000 | 2,525,000 | 3,926,000 | 5,312,000 |
| Provision for loan losses | 140,000 | 362,000 | 492,000 | 682,000 |
| Pretax income | 820,000 | 1,596,000 | 2,496,000 | 3,201,000 |
| Income tax | 170,000 | 349,000 | 529,000 | 699,000 |
| Net income | 650,000 | 1,247,000 | 1,967,000 | 2,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,537,000 | 31,534,000 | 32,254,000 | 31,804,000 |
| Total capital | 33,497,000 | 33,486,000 | 34,205,000 | 33,788,000 |
| Risk-weighted assets | 156,131,000 | 155,444,000 | 155,375,000 | 158,026,000 |