Call reports 2018
GILMER NATIONAL BANK — 2018
What GILMER NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 222,583,000 | 219,035,000 | 216,644,000 | 210,533,000 |
| Total loans | 147,110,000 | 152,630,000 | 152,570,000 | 154,068,000 |
| Allowance for loan losses | 2,342,000 | 2,463,000 | 2,479,000 | 2,551,000 |
| Securities available for sale | 38,982,000 | 36,283,000 | 29,374,000 | 28,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,221,000 | 183,403,000 | 185,351,000 | 180,170,000 |
| Interest-bearing deposits | 167,115,000 | 157,043,000 | 157,814,000 | 151,893,000 |
| Noninterest-bearing deposits | 25,106,000 | 26,360,000 | 27,537,000 | 28,277,000 |
| Equity capital | 29,867,000 | 29,922,000 | 30,350,000 | 30,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,363,000 | 4,813,000 | 7,300,000 | 9,861,000 |
| Interest expense | 395,000 | 804,000 | 1,263,000 | 1,743,000 |
| Net interest income | 1,968,000 | 4,009,000 | 6,037,000 | 8,118,000 |
| Noninterest income | 251,000 | 479,000 | 759,000 | 955,000 |
| Noninterest expense | 1,314,000 | 2,592,000 | 3,935,000 | 5,284,000 |
| Provision for loan losses | 195,000 | 320,000 | 545,000 | 900,000 |
| Pretax income | 700,000 | 1,576,000 | 2,312,000 | 2,885,000 |
| Income tax | 110,000 | 285,000 | 425,000 | 585,000 |
| Net income | 590,000 | 1,291,000 | 1,887,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,727,000 | 30,827,000 | 31,424,000 | 30,887,000 |
| Total capital | 32,659,000 | 32,845,000 | 33,347,000 | 32,804,000 |
| Risk-weighted assets | 154,201,000 | 161,003,000 | 153,321,000 | 152,782,000 |