Call reports 2017
GILMER NATIONAL BANK — 2017
What GILMER NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 221,473,000 | 218,143,000 | 211,642,000 | 223,206,000 |
| Total loans | 137,293,000 | 136,531,000 | 137,950,000 | 141,947,000 |
| Allowance for loan losses | 2,475,000 | 2,321,000 | 2,453,000 | 2,401,000 |
| Securities available for sale | 26,026,000 | 19,242,000 | 18,320,000 | 44,368,000 |
| Securities held to maturity | 28,318,000 | 28,248,000 | 27,341,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,353,000 | 187,704,000 | 180,470,000 | 193,278,000 |
| Interest-bearing deposits | 168,090,000 | 162,226,000 | 157,454,000 | 166,080,000 |
| Noninterest-bearing deposits | 23,263,000 | 25,478,000 | 23,016,000 | 27,198,000 |
| Equity capital | 29,635,000 | 29,792,000 | 30,362,000 | 29,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,365,000 | 4,725,000 | 7,093,000 | 9,460,000 |
| Interest expense | 416,000 | 806,000 | 1,194,000 | 1,582,000 |
| Net interest income | 1,949,000 | 3,919,000 | 5,899,000 | 7,878,000 |
| Noninterest income | 261,000 | 499,000 | 739,000 | 990,000 |
| Noninterest expense | 1,295,000 | 2,462,000 | 3,754,000 | 4,979,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 580,000 |
| Pretax income | 766,000 | 1,647,000 | 2,424,000 | 3,299,000 |
| Income tax | 200,000 | 445,000 | 650,000 | 1,052,000 |
| Net income | 566,000 | 1,202,000 | 1,774,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,880,000 | 29,941,000 | 30,514,000 | 30,136,000 |
| Total capital | 31,669,000 | 31,727,000 | 32,317,000 | 32,056,000 |
| Risk-weighted assets | 142,443,000 | 142,368,000 | 143,639,000 | 153,183,000 |