Call reports 2014
GILMER NATIONAL BANK — 2014
What GILMER NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 216,672,000 | 222,142,000 | 225,902,000 | 229,923,000 |
| Total loans | 129,352,000 | 128,295,000 | 130,275,000 | 132,764,000 |
| Allowance for loan losses | 2,198,000 | 2,189,000 | 2,273,000 | 2,260,000 |
| Securities available for sale | 34,050,000 | 31,230,000 | 32,819,000 | 32,003,000 |
| Securities held to maturity | 25,081,000 | 25,620,000 | 25,122,000 | 25,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,950,000 | 195,034,000 | 198,093,000 | 202,548,000 |
| Interest-bearing deposits | 169,923,000 | 171,395,000 | 175,073,000 | 177,001,000 |
| Noninterest-bearing deposits | 20,027,000 | 23,639,000 | 23,020,000 | 25,547,000 |
| Equity capital | 26,300,000 | 26,682,000 | 27,109,000 | 27,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,363,000 | 4,730,000 | 7,103,000 | 9,476,000 |
| Interest expense | 460,000 | 936,000 | 1,425,000 | 1,920,000 |
| Net interest income | 1,903,000 | 3,794,000 | 5,678,000 | 7,556,000 |
| Noninterest income | 171,000 | 417,000 | 653,000 | 874,000 |
| Noninterest expense | 1,349,000 | 2,533,000 | 3,889,000 | 5,163,000 |
| Provision for loan losses | 190,000 | 400,000 | 540,000 | 710,000 |
| Pretax income | 578,000 | 1,356,000 | 1,980,000 | 2,647,000 |
| Income tax | 91,000 | 305,000 | 450,000 | 600,000 |
| Net income | 487,000 | 1,051,000 | 1,530,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,767,000 | 26,881,000 | 27,360,000 | 27,177,000 |
| Total capital | 28,443,000 | 28,549,000 | 29,044,000 | 28,887,000 |
| Risk-weighted assets | 133,578,000 | 132,921,000 | 134,104,000 | 136,245,000 |