Call reports 2012
GILMER NATIONAL BANK — 2012
What GILMER NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 200,057,000 | 195,892,000 | 201,349,000 | 204,365,000 |
| Total loans | 118,895,000 | 117,286,000 | 123,037,000 | 124,469,000 |
| Allowance for loan losses | 2,437,000 | 2,322,000 | 2,272,000 | 2,073,000 |
| Securities available for sale | 31,226,000 | 33,789,000 | 34,137,000 | 36,690,000 |
| Securities held to maturity | 28,132,000 | 27,675,000 | 26,625,000 | 26,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,837,000 | 168,338,000 | 172,694,000 | 177,901,000 |
| Interest-bearing deposits | 152,854,000 | 150,682,000 | 154,264,000 | 158,532,000 |
| Noninterest-bearing deposits | 19,983,000 | 17,656,000 | 18,430,000 | 19,369,000 |
| Equity capital | 26,406,000 | 26,664,000 | 27,525,000 | 26,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,210,000 | 4,501,000 | 6,821,000 | 9,074,000 |
| Interest expense | 462,000 | 903,000 | 1,343,000 | 1,782,000 |
| Net interest income | 1,748,000 | 3,598,000 | 5,478,000 | 7,292,000 |
| Noninterest income | 281,000 | 572,000 | 873,000 | 1,132,000 |
| Noninterest expense | 1,066,000 | 2,218,000 | 3,304,000 | 4,452,000 |
| Provision for loan losses | 140,000 | 350,000 | 560,000 | 1,020,000 |
| Pretax income | 834,000 | 1,614,000 | 2,499,000 | 3,022,000 |
| Income tax | 197,000 | 380,000 | 626,000 | 743,000 |
| Net income | 637,000 | 1,234,000 | 1,873,000 | 2,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,196,000 | 26,344,000 | 26,982,000 | 25,769,000 |
| Total capital | 27,702,000 | 27,831,000 | 28,551,000 | 27,380,000 |
| Risk-weighted assets | 119,552,000 | 118,135,000 | 124,843,000 | 128,427,000 |