Call reports 2011
GILMER NATIONAL BANK — 2011
What GILMER NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 188,344,000 | 188,171,000 | 192,152,000 | 195,084,000 |
| Total loans | 109,473,000 | 113,959,000 | 113,996,000 | 114,964,000 |
| Allowance for loan losses | 2,135,000 | 2,222,000 | 2,274,000 | 2,447,000 |
| Securities available for sale | 26,850,000 | 29,578,000 | 30,532,000 | 30,054,000 |
| Securities held to maturity | 27,386,000 | 27,267,000 | 27,172,000 | 28,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,639,000 | 162,084,000 | 165,239,000 | 168,823,000 |
| Interest-bearing deposits | 143,734,000 | 143,607,000 | 146,991,000 | 149,543,000 |
| Noninterest-bearing deposits | 18,905,000 | 18,477,000 | 18,248,000 | 19,280,000 |
| Equity capital | 25,025,000 | 25,261,000 | 25,896,000 | 25,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,470,000 | 6,769,000 | 9,049,000 |
| Interest expense | 488,000 | 976,000 | 1,466,000 | 1,934,000 |
| Net interest income | 1,686,000 | 3,494,000 | 5,303,000 | 7,115,000 |
| Noninterest income | 232,000 | 433,000 | 617,000 | 833,000 |
| Noninterest expense | 1,291,000 | 2,510,000 | 3,592,000 | 4,654,000 |
| Provision for loan losses | 180,000 | 510,000 | 690,000 | 1,000,000 |
| Pretax income | 512,000 | 1,226,000 | 1,968,000 | 2,641,000 |
| Income tax | 85,000 | 258,000 | 413,000 | 577,000 |
| Net income | 427,000 | 968,000 | 1,555,000 | 2,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,848,000 | 25,014,000 | 25,601,000 | 25,559,000 |
| Total capital | 26,239,000 | 26,436,000 | 27,032,000 | 27,019,000 |
| Risk-weighted assets | 110,571,000 | 112,976,000 | 113,615,000 | 115,794,000 |