Call reports 2023
ALLIANCE BANK — 2023
What ALLIANCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 216,931,000 | 214,481,000 | 214,003,000 | 215,430,000 |
| Total loans | 125,395,000 | 131,413,000 | 135,389,000 | 142,415,000 |
| Allowance for loan losses | 2,396,000 | 2,411,000 | 2,388,000 | 2,388,000 |
| Securities available for sale | 72,368,000 | 68,270,000 | 64,843,000 | 59,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,579,000 | 187,579,000 | 187,412,000 | 186,416,000 |
| Interest-bearing deposits | 167,067,000 | 164,652,000 | 166,830,000 | 167,849,000 |
| Noninterest-bearing deposits | 22,512,000 | 22,927,000 | 20,582,000 | 18,567,000 |
| Equity capital | 15,582,000 | 15,066,000 | 14,796,000 | 17,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,812,000 | 5,957,000 | 8,279,000 |
| Interest expense | 446,000 | 1,092,000 | 1,887,000 | 2,758,000 |
| Net interest income | 1,390,000 | 2,720,000 | 4,070,000 | 5,521,000 |
| Noninterest income | 256,000 | 515,000 | 741,000 | 965,000 |
| Noninterest expense | 1,209,000 | 2,495,000 | 3,684,000 | 4,967,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 460,000 | 719,000 | 1,101,000 | 1,359,000 |
| Income tax | 32,000 | 32,000 | 143,000 | 143,000 |
| Net income | 428,000 | 687,000 | 958,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,358,000 | 21,183,000 | 21,350,000 | 21,608,000 |