Call reports 2015
ALLIANCE BANK — 2015
What ALLIANCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 158,373,000 | 159,337,000 | 159,189,000 | 158,912,000 |
| Total loans | 90,783,000 | 94,905,000 | 95,829,000 | 97,735,000 |
| Allowance for loan losses | 1,536,000 | 1,594,000 | 1,611,000 | 1,564,000 |
| Securities available for sale | 51,403,000 | 49,498,000 | 46,043,000 | 42,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,612,000 | 143,292,000 | 142,371,000 | 142,139,000 |
| Interest-bearing deposits | 124,144,000 | 123,866,000 | 123,199,000 | 121,954,000 |
| Noninterest-bearing deposits | 17,468,000 | 19,426,000 | 19,172,000 | 20,185,000 |
| Equity capital | 15,425,000 | 14,649,000 | 15,375,000 | 15,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,855,000 | 4,318,000 | 5,768,000 |
| Interest expense | 181,000 | 363,000 | 544,000 | 729,000 |
| Net interest income | 1,236,000 | 2,492,000 | 3,774,000 | 5,039,000 |
| Noninterest income | 198,000 | 440,000 | 626,000 | 839,000 |
| Noninterest expense | 1,150,000 | 2,301,000 | 3,483,000 | 4,601,000 |
| Provision for loan losses | 8,000 | 20,000 | 32,000 | 44,000 |
| Pretax income | 276,000 | 611,000 | 885,000 | 1,233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 611,000 | 885,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,285,000 | 15,139,000 | 15,144,000 | 15,491,000 |
| Total capital | 16,439,000 | 16,320,000 | 16,383,000 | 16,734,000 |
| Risk-weighted assets | 91,934,000 | 94,045,000 | 98,779,000 | 99,092,000 |