Call reports 2016
STANTON STATE BANK — 2016
What STANTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 47,524,000 | 47,033,000 | 45,753,000 | 46,965,000 |
| Total loans | 24,030,000 | 24,794,000 | 25,595,000 | 25,238,000 |
| Allowance for loan losses | 410,000 | 410,000 | 410,000 | 410,000 |
| Securities available for sale | 9,737,000 | 10,153,000 | 9,706,000 | 9,628,000 |
| Securities held to maturity | 2,212,000 | 2,457,000 | 2,657,000 | 2,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,018,000 | 42,452,000 | 41,132,000 | 42,412,000 |
| Interest-bearing deposits | 36,912,000 | 36,481,000 | 35,278,000 | 36,187,000 |
| Noninterest-bearing deposits | 6,105,000 | 5,971,000 | 5,854,000 | 6,225,000 |
| Equity capital | 4,016,000 | 4,086,000 | 4,142,000 | 4,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 685,000 | 1,033,000 | 1,388,000 |
| Interest expense | 35,000 | 73,000 | 109,000 | 145,000 |
| Net interest income | 302,000 | 612,000 | 924,000 | 1,243,000 |
| Noninterest income | 31,000 | 66,000 | 102,000 | 143,000 |
| Noninterest expense | 304,000 | 591,000 | 873,000 | 1,223,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 87,000 | 153,000 | 163,000 |
| Income tax | 0 | 0 | 0 | 38,000 |
| Net income | 29,000 | 87,000 | 153,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,003,000 | 4,061,000 | 4,127,000 | 4,096,000 |
| Total capital | 4,355,000 | 4,419,000 | 4,497,000 | 4,473,000 |
| Risk-weighted assets | 28,089,000 | 28,598,000 | 29,583,000 | 30,160,000 |