Call reports 2015
STANTON STATE BANK — 2015
What STANTON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,373,000 | 45,725,000 | 45,650,000 | 47,242,000 |
| Total loans | 22,603,000 | 24,434,000 | 25,000,000 | 24,542,000 |
| Allowance for loan losses | 410,000 | 410,000 | 410,000 | 410,000 |
| Securities available for sale | 11,569,000 | 11,508,000 | 10,678,000 | 10,166,000 |
| Securities held to maturity | 1,008,000 | 1,650,000 | 1,649,000 | 1,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,038,000 | 41,339,000 | 41,186,000 | 42,783,000 |
| Interest-bearing deposits | 35,201,000 | 35,502,000 | 35,739,000 | 37,238,000 |
| Noninterest-bearing deposits | 6,837,000 | 5,837,000 | 5,447,000 | 5,545,000 |
| Equity capital | 3,858,000 | 3,917,000 | 3,996,000 | 3,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 653,000 | 1,014,000 | 1,313,000 |
| Interest expense | 35,000 | 72,000 | 108,000 | 145,000 |
| Net interest income | 275,000 | 581,000 | 906,000 | 1,168,000 |
| Noninterest income | 25,000 | 51,000 | 72,000 | 161,000 |
| Noninterest expense | 303,000 | 572,000 | 844,000 | 1,154,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | 60,000 | 134,000 | 175,000 |
| Income tax | 0 | 0 | 0 | 43,000 |
| Net income | -3,000 | 60,000 | 134,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,840,000 | 3,903,000 | 3,977,000 | 3,974,000 |
| Total capital | 4,157,000 | 4,250,000 | 4,331,000 | 4,332,000 |
| Risk-weighted assets | 27,290,000 | 27,719,000 | 28,298,000 | 28,464,000 |