Call reports 2004
FIRST NATIONAL BANK OF BROOKFIELD — 2004
What FIRST NATIONAL BANK OF BROOKFIELD reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 205,913,000 | 212,058,000 | 238,762,000 | 263,366,000 |
| Total loans | 132,318,000 | 145,088,000 | 169,116,000 | 189,778,000 |
| Allowance for loan losses | 1,600,000 | 1,818,000 | 2,113,000 | 2,365,000 |
| Securities available for sale | 42,387,000 | 36,768,000 | 34,462,000 | 32,092,000 |
| Securities held to maturity | 19,156,000 | 18,840,000 | 18,980,000 | 18,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,013,000 | 187,164,000 | 212,694,000 | 237,435,000 |
| Interest-bearing deposits | 162,811,000 | 168,037,000 | 190,190,000 | 216,191,000 |
| Noninterest-bearing deposits | 19,202,000 | 19,127,000 | 22,504,000 | 21,244,000 |
| Equity capital | 20,341,000 | 19,087,000 | 20,166,000 | 20,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,487,000 | 5,145,000 | 8,233,000 | 11,555,000 |
| Interest expense | 871,000 | 1,783,000 | 2,826,000 | 4,080,000 |
| Net interest income | 1,616,000 | 3,362,000 | 5,407,000 | 7,475,000 |
| Noninterest income | 167,000 | 321,000 | 471,000 | 632,000 |
| Noninterest expense | 1,282,000 | 2,528,000 | 3,898,000 | 5,381,000 |
| Provision for loan losses | 110,000 | 325,000 | 625,000 | 875,000 |
| Pretax income | 391,000 | 833,000 | 1,358,000 | 1,854,000 |
| Income tax | 3,000 | 9,000 | 17,000 | 24,000 |
| Net income | 388,000 | 824,000 | 1,341,000 | 1,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,741,000 | 18,906,000 | 19,186,000 | 19,399,000 |
| Total capital | 20,271,000 | 20,594,000 | 21,196,000 | 21,605,000 |
| Risk-weighted assets | 122,302,000 | 134,887,000 | 160,711,000 | 176,330,000 |