Call reports 2021
COMMUNITY BANK OF TRENTON — 2021
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 102,564,000 | 100,229,000 | 98,407,000 | 97,090,000 |
| Total loans | 65,994,000 | 70,172,000 | 71,071,000 | 68,728,000 |
| Allowance for loan losses | 1,068,000 | 1,087,000 | 1,105,000 | 990,000 |
| Securities available for sale | 15,855,000 | 15,913,000 | 14,897,000 | 14,224,000 |
| Securities held to maturity | 746,000 | 747,000 | 747,000 | 747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,171,000 | 84,172,000 | 82,424,000 | 81,243,000 |
| Interest-bearing deposits | 71,345,000 | 69,593,000 | 68,272,000 | 68,221,000 |
| Noninterest-bearing deposits | 14,826,000 | 14,579,000 | 14,152,000 | 13,022,000 |
| Equity capital | 10,617,000 | 10,849,000 | 11,108,000 | 10,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,765,000 | 2,816,000 | 3,714,000 |
| Interest expense | 162,000 | 320,000 | 441,000 | 555,000 |
| Net interest income | 721,000 | 1,445,000 | 2,375,000 | 3,159,000 |
| Noninterest income | 373,000 | 607,000 | 803,000 | 963,000 |
| Noninterest expense | 593,000 | 1,243,000 | 1,890,000 | 2,512,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 486,000 | 779,000 | 1,243,000 | 1,550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 779,000 | 1,243,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,810,000 | 10,977,000 | 11,110,000 | 11,125,000 |
| Total capital | 11,771,000 | 11,979,000 | 12,129,000 | 12,115,000 |
| Risk-weighted assets | 76,786,000 | 80,124,000 | 81,441,000 | 80,977,000 |