Call reports 2020
COMMUNITY BANK OF TRENTON — 2020
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 87,822,000 | 98,926,000 | 96,804,000 | 95,116,000 |
| Total loans | 63,973,000 | 67,474,000 | 66,090,000 | 65,093,000 |
| Allowance for loan losses | 1,072,000 | 1,058,000 | 1,047,000 | 1,050,000 |
| Securities available for sale | 8,654,000 | 15,716,000 | 16,107,000 | 15,637,000 |
| Securities held to maturity | 745,000 | 745,000 | 746,000 | 746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,435,000 | 78,207,000 | 76,222,000 | 78,978,000 |
| Interest-bearing deposits | 62,314,000 | 65,661,000 | 65,201,000 | 66,428,000 |
| Noninterest-bearing deposits | 10,121,000 | 12,546,000 | 11,021,000 | 12,550,000 |
| Equity capital | 10,010,000 | 10,369,000 | 10,569,000 | 10,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,773,000 | 2,668,000 | 3,508,000 |
| Interest expense | 207,000 | 416,000 | 608,000 | 782,000 |
| Net interest income | 672,000 | 1,357,000 | 2,060,000 | 2,726,000 |
| Noninterest income | 111,000 | 383,000 | 746,000 | 1,004,000 |
| Noninterest expense | 527,000 | 1,150,000 | 1,709,000 | 2,347,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 246,000 | 580,000 | 1,087,000 | 1,373,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 246,000 | 580,000 | 1,087,000 | 1,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,103,000 | 10,330,000 | 10,582,000 | 10,620,000 |
| Total capital | — | — | 11,485,000 | 11,532,000 |
| Risk-weighted assets | — | — | 72,122,000 | 72,825,000 |