Call reports 2019
COMMUNITY BANK OF TRENTON — 2019
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 82,872,000 | 82,824,000 | 84,534,000 | 84,495,000 |
| Total loans | 60,963,000 | 60,196,000 | 61,866,000 | 62,381,000 |
| Allowance for loan losses | 905,000 | 925,000 | 944,000 | 811,000 |
| Securities available for sale | 11,257,000 | 11,038,000 | 10,498,000 | 10,348,000 |
| Securities held to maturity | 744,000 | 744,000 | 744,000 | 745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,673,000 | 66,893,000 | 68,454,000 | 68,811,000 |
| Interest-bearing deposits | 57,987,000 | 57,346,000 | 59,114,000 | 58,589,000 |
| Noninterest-bearing deposits | 9,686,000 | 9,547,000 | 9,340,000 | 10,222,000 |
| Equity capital | 9,960,000 | 10,030,000 | 9,928,000 | 10,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,665,000 | 2,571,000 | 3,440,000 |
| Interest expense | 172,000 | 357,000 | 566,000 | 775,000 |
| Net interest income | 652,000 | 1,308,000 | 2,005,000 | 2,665,000 |
| Noninterest income | 94,000 | 219,000 | 430,000 | 583,000 |
| Noninterest expense | 497,000 | 1,040,000 | 1,564,000 | 2,129,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 234,000 | 457,000 | 826,000 | 1,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 457,000 | 826,000 | 1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,149,000 | 10,092,000 | 9,985,000 | 10,081,000 |
| Total capital | 10,889,000 | 10,827,000 | 10,744,000 | 10,869,000 |
| Risk-weighted assets | 59,057,000 | 58,659,000 | 60,545,000 | 63,089,000 |