Call reports 2016
COMMUNITY BANK OF TRENTON — 2016
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 77,906,000 | 79,599,000 | 80,177,000 | 80,341,000 |
| Total loans | 50,371,000 | 54,434,000 | 54,310,000 | 55,393,000 |
| Allowance for loan losses | 1,176,000 | 1,207,000 | 1,145,000 | 1,186,000 |
| Securities available for sale | 16,262,000 | 16,154,000 | 14,519,000 | 14,042,000 |
| Securities held to maturity | 2,225,000 | 990,000 | 991,000 | 991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,707,000 | 64,220,000 | 64,725,000 | 65,798,000 |
| Interest-bearing deposits | 54,002,000 | 55,590,000 | 55,606,000 | 55,853,000 |
| Noninterest-bearing deposits | 8,705,000 | 8,630,000 | 9,119,000 | 9,945,000 |
| Equity capital | 9,424,000 | 9,553,000 | 9,440,000 | 9,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,389,000 | 2,113,000 | 2,814,000 |
| Interest expense | 122,000 | 245,000 | 374,000 | 505,000 |
| Net interest income | 562,000 | 1,144,000 | 1,739,000 | 2,309,000 |
| Noninterest income | 106,000 | 208,000 | 281,000 | 389,000 |
| Noninterest expense | 486,000 | 952,000 | 1,532,000 | 2,009,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 160,000 |
| Pretax income | 122,000 | 310,000 | 368,000 | 529,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 121,000 | 309,000 | 367,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,294,000 | 9,364,000 | 9,230,000 | 9,351,000 |
| Total capital | 9,927,000 | 10,067,000 | 9,921,000 | 10,030,000 |
| Risk-weighted assets | 50,105,000 | 55,755,000 | 54,885,000 | 53,873,000 |