Call reports 2015
COMMUNITY BANK OF TRENTON — 2015
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,606,000 | 74,622,000 | 75,456,000 | 77,903,000 |
| Total loans | 50,326,000 | 49,962,000 | 49,661,000 | 49,582,000 |
| Allowance for loan losses | 1,164,000 | 1,042,000 | 1,049,000 | 1,110,000 |
| Securities available for sale | 14,478,000 | 13,798,000 | 13,706,000 | 13,599,000 |
| Securities held to maturity | 2,235,000 | 2,235,000 | 1,735,000 | 2,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,047,000 | 60,822,000 | 60,360,000 | 62,985,000 |
| Interest-bearing deposits | 52,716,000 | 52,907,000 | 52,271,000 | 54,876,000 |
| Noninterest-bearing deposits | 9,331,000 | 7,915,000 | 8,089,000 | 8,109,000 |
| Equity capital | 9,122,000 | 9,071,000 | 9,338,000 | 9,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,421,000 | 2,131,000 | 2,810,000 |
| Interest expense | 122,000 | 236,000 | 346,000 | 461,000 |
| Net interest income | 600,000 | 1,185,000 | 1,785,000 | 2,349,000 |
| Noninterest income | 105,000 | 209,000 | 327,000 | 443,000 |
| Noninterest expense | 507,000 | 1,001,000 | 1,519,000 | 2,044,000 |
| Provision for loan losses | 325,000 | 340,000 | 355,000 | 615,000 |
| Pretax income | -127,000 | 53,000 | 238,000 | 133,000 |
| Income tax | 7,000 | 10,000 | 8,000 | 10,000 |
| Net income | -134,000 | 43,000 | 230,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,999,000 | 9,163,000 | 9,307,000 | 9,188,000 |
| Total capital | 9,589,000 | 9,772,000 | 9,905,000 | 9,817,000 |
| Risk-weighted assets | 46,628,000 | 48,298,000 | 47,468,000 | 49,862,000 |