Call reports 2012
COMMUNITY BANK OF TRENTON — 2012
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,398,000 | 73,503,000 | 71,706,000 | 73,830,000 |
| Total loans | 48,540,000 | 47,928,000 | 48,306,000 | 49,165,000 |
| Allowance for loan losses | 998,000 | 1,110,000 | 1,035,000 | 1,114,000 |
| Securities available for sale | 16,709,000 | 16,915,000 | 17,094,000 | 17,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,377,000 | 61,201,000 | 59,223,000 | 61,662,000 |
| Interest-bearing deposits | 55,307,000 | 54,848,000 | 53,173,000 | 54,355,000 |
| Noninterest-bearing deposits | 6,070,000 | 6,353,000 | 6,050,000 | 7,307,000 |
| Equity capital | 9,154,000 | 9,411,000 | 9,567,000 | 9,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,662,000 | 2,455,000 | 3,232,000 |
| Interest expense | 212,000 | 412,000 | 603,000 | 786,000 |
| Net interest income | 612,000 | 1,250,000 | 1,852,000 | 2,446,000 |
| Noninterest income | 147,000 | 244,000 | 352,000 | 469,000 |
| Noninterest expense | 502,000 | 909,000 | 1,438,000 | 1,926,000 |
| Provision for loan losses | 20,000 | 140,000 | 220,000 | 300,000 |
| Pretax income | 237,000 | 461,000 | 562,000 | 705,000 |
| Income tax | 1,000 | 3,000 | 6,000 | 8,000 |
| Net income | 236,000 | 458,000 | 556,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,601,000 | 8,733,000 | 8,702,000 | 8,594,000 |
| Total capital | 9,186,000 | 9,320,000 | 9,355,000 | 9,184,000 |
| Risk-weighted assets | 52,562,000 | 52,363,000 | 51,897,000 | 52,073,000 |