Call reports 2011
COMMUNITY BANK OF TRENTON — 2011
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 73,054,000 | 74,379,000 | 74,478,000 | 74,608,000 |
| Total loans | 49,740,000 | 50,954,000 | 51,272,000 | 50,767,000 |
| Allowance for loan losses | 753,000 | 910,000 | 1,050,000 | 978,000 |
| Securities available for sale | 17,991,000 | 18,781,000 | 17,719,000 | 17,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,752,000 | 61,652,000 | 61,350,000 | 61,203,000 |
| Interest-bearing deposits | 54,758,000 | 55,587,000 | 55,672,000 | 55,689,000 |
| Noninterest-bearing deposits | 5,994,000 | 6,065,000 | 5,678,000 | 5,514,000 |
| Equity capital | 8,268,000 | 8,645,000 | 9,053,000 | 9,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,771,000 | 2,695,000 | 3,558,000 |
| Interest expense | 254,000 | 508,000 | 758,000 | 992,000 |
| Net interest income | 610,000 | 1,263,000 | 1,937,000 | 2,566,000 |
| Noninterest income | 73,000 | 147,000 | 239,000 | 331,000 |
| Noninterest expense | 407,000 | 854,000 | 1,255,000 | 1,594,000 |
| Provision for loan losses | 60,000 | 220,000 | 360,000 | 620,000 |
| Pretax income | 216,000 | 336,000 | 561,000 | 683,000 |
| Income tax | 15,000 | 19,000 | 22,000 | 26,000 |
| Net income | 201,000 | 317,000 | 539,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,335,000 | 8,395,000 | 8,475,000 | 8,530,000 |
| Total capital | 8,961,000 | 9,001,000 | 9,083,000 | 9,136,000 |
| Risk-weighted assets | 49,960,000 | 55,346,000 | 54,987,000 | 54,494,000 |