Call reports 2010
COMMUNITY BANK OF TRENTON — 2010
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,112,000 | 72,505,000 | 72,633,000 | 71,908,000 |
| Total loans | 48,228,000 | 49,297,000 | 51,606,000 | 49,334,000 |
| Allowance for loan losses | 696,000 | 635,000 | 684,000 | 729,000 |
| Securities available for sale | 15,568,000 | 14,845,000 | 14,532,000 | 15,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,172,000 | 60,143,000 | 60,042,000 | 59,803,000 |
| Interest-bearing deposits | 55,417,000 | 55,118,000 | 53,516,000 | 54,126,000 |
| Noninterest-bearing deposits | 4,755,000 | 5,024,000 | 6,526,000 | 5,676,000 |
| Equity capital | 8,368,000 | 8,461,000 | 8,476,000 | 8,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,809,000 | 2,725,000 | 3,570,000 |
| Interest expense | 300,000 | 614,000 | 915,000 | 1,187,000 |
| Net interest income | 595,000 | 1,195,000 | 1,810,000 | 2,383,000 |
| Noninterest income | 61,000 | 134,000 | 238,000 | 351,000 |
| Noninterest expense | 452,000 | 876,000 | 1,359,000 | 1,834,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 205,000 |
| Pretax income | 159,000 | 363,000 | 721,000 | 862,000 |
| Income tax | 9,000 | 93,000 | 93,000 | 108,000 |
| Net income | 150,000 | 270,000 | 628,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,992,000 | 8,060,000 | 8,281,000 | 8,335,000 |
| Total capital | 8,629,000 | 8,697,000 | 8,905,000 | 8,973,000 |
| Risk-weighted assets | 50,925,000 | 50,595,000 | 49,826,000 | 50,930,000 |