Call reports 2006
COMMUNITY BANK OF TRENTON — 2006
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,130,000 | 58,736,000 | 60,555,000 | 60,716,000 |
| Total loans | 40,659,000 | 41,306,000 | 41,740,000 | 41,761,000 |
| Allowance for loan losses | 591,000 | 620,000 | 615,000 | 644,000 |
| Securities available for sale | 11,677,000 | 11,978,000 | 12,865,000 | 12,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,272,000 | 46,859,000 | 48,434,000 | 48,656,000 |
| Interest-bearing deposits | 40,298,000 | 41,982,000 | 42,941,000 | 42,864,000 |
| Noninterest-bearing deposits | 4,974,000 | 4,877,000 | 5,493,000 | 5,792,000 |
| Equity capital | 8,468,000 | 8,499,000 | 8,680,000 | 8,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,559,000 | 2,389,000 | 3,221,000 |
| Interest expense | 321,000 | 688,000 | 1,073,000 | 1,478,000 |
| Net interest income | 437,000 | 871,000 | 1,316,000 | 1,743,000 |
| Noninterest income | 68,000 | 128,000 | 182,000 | 297,000 |
| Noninterest expense | 264,000 | 585,000 | 919,000 | 1,354,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 189,000 | 332,000 | 467,000 | 544,000 |
| Income tax | 55,000 | 95,000 | 132,000 | 145,000 |
| Net income | 134,000 | 237,000 | 335,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,546,000 | 8,711,000 | 8,769,000 | 8,711,000 |
| Total capital | 9,105,000 | 9,279,000 | 9,313,000 | 9,333,000 |
| Risk-weighted assets | 44,746,000 | 48,311,000 | 49,202,000 | 49,973,000 |