Call reports 2002
COMMUNITY BANK OF TRENTON — 2002
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,489,000 | 49,591,000 | 48,898,000 | 52,208,000 |
| Total loans | 26,540,000 | 27,088,000 | 29,148,000 | 29,265,000 |
| Allowance for loan losses | 446,000 | 443,000 | 480,000 | 485,000 |
| Securities available for sale | 11,997,000 | 11,266,000 | 11,354,000 | 10,045,000 |
| Securities held to maturity | 4,205,000 | 4,548,000 | 5,171,000 | 5,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,031,000 | 42,828,000 | 41,316,000 | 43,099,000 |
| Interest-bearing deposits | 36,588,000 | 38,828,000 | 37,920,000 | 39,655,000 |
| Noninterest-bearing deposits | 4,443,000 | 4,000,000 | 3,396,000 | 3,444,000 |
| Equity capital | 6,128,000 | 6,460,000 | 6,692,000 | 6,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,519,000 | 2,285,000 | 3,068,000 |
| Interest expense | 338,000 | 697,000 | 957,000 | 1,262,000 |
| Net interest income | 418,000 | 822,000 | 1,328,000 | 1,806,000 |
| Noninterest income | 24,000 | 58,000 | 74,000 | 128,000 |
| Noninterest expense | 199,000 | 342,000 | 555,000 | 795,000 |
| Provision for loan losses | 21,000 | 42,000 | 81,000 | 102,000 |
| Pretax income | 222,000 | 496,000 | 766,000 | 1,037,000 |
| Income tax | 58,000 | 130,000 | 201,000 | 275,000 |
| Net income | 164,000 | 366,000 | 565,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,108,000 | 6,310,000 | 6,509,000 | 6,584,000 |
| Total capital | 6,455,000 | 6,676,000 | 6,862,000 | 6,991,000 |
| Risk-weighted assets | 27,647,000 | 29,202,000 | 28,365,000 | 32,499,000 |