Call reports 2001
COMMUNITY BANK OF TRENTON — 2001
What COMMUNITY BANK OF TRENTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,351,000 | 43,614,000 | 44,320,000 | 45,505,000 |
| Total loans | 22,006,000 | 23,073,000 | 24,420,000 | 25,821,000 |
| Allowance for loan losses | 222,000 | 239,000 | 235,000 | 426,000 |
| Securities available for sale | 9,918,000 | 10,202,000 | 11,794,000 | 12,174,000 |
| Securities held to maturity | 4,127,000 | 5,498,000 | 4,787,000 | 4,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,151,000 | 37,347,000 | 37,868,000 | 39,279,000 |
| Interest-bearing deposits | 32,442,000 | 33,112,000 | 33,300,000 | 34,836,000 |
| Noninterest-bearing deposits | 3,709,000 | 4,235,000 | 4,568,000 | 4,443,000 |
| Equity capital | 5,923,000 | 6,053,000 | 6,278,000 | 6,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,457,000 | 2,208,000 | 3,017,000 |
| Interest expense | 391,000 | 804,000 | 1,189,000 | 1,592,000 |
| Net interest income | 325,000 | 653,000 | 1,019,000 | 1,425,000 |
| Noninterest income | 27,000 | 62,000 | 113,000 | 96,000 |
| Noninterest expense | 158,000 | 327,000 | 556,000 | 707,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 280,000 |
| Pretax income | 179,000 | 358,000 | 531,000 | 534,000 |
| Income tax | 52,000 | 96,000 | 140,000 | 194,000 |
| Net income | 127,000 | 262,000 | 391,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,852,000 | 5,982,000 | 6,116,000 | 5,943,000 |
| Total capital | 6,074,000 | 6,221,000 | 6,351,000 | 6,287,000 |
| Risk-weighted assets | 22,567,000 | 25,556,000 | 25,482,000 | 27,405,000 |