Call reports 2021
UNITED BANK OF EL PASO DEL NORTE — 2021
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 296,817,000 | 319,606,000 | 321,255,000 | 333,572,000 |
| Total loans | 211,841,000 | 209,064,000 | 201,956,000 | 195,197,000 |
| Allowance for loan losses | 4,098,000 | 4,099,000 | 4,098,000 | 4,092,000 |
| Securities available for sale | 29,468,000 | 29,316,000 | 28,201,000 | 27,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,460,000 | 281,468,000 | 282,388,000 | 294,934,000 |
| Interest-bearing deposits | 139,193,000 | 140,039,000 | 138,834,000 | 157,217,000 |
| Noninterest-bearing deposits | 120,267,000 | 141,429,000 | 143,554,000 | 137,717,000 |
| Equity capital | 33,130,000 | 34,022,000 | 34,944,000 | 35,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,553,000 | 6,468,000 | 9,580,000 | 12,541,000 |
| Interest expense | 170,000 | 301,000 | 413,000 | 505,000 |
| Net interest income | 3,383,000 | 6,167,000 | 9,167,000 | 12,036,000 |
| Noninterest income | 349,000 | 530,000 | 741,000 | 928,000 |
| Noninterest expense | 1,835,000 | 3,697,000 | 5,914,000 | 8,030,000 |
| Provision for loan losses | 375,000 | 376,000 | 375,000 | 375,000 |
| Pretax income | 1,522,000 | 2,624,000 | 3,619,000 | 4,559,000 |
| Income tax | 313,000 | 635,000 | 731,000 | 799,000 |
| Net income | 1,209,000 | 1,989,000 | 2,888,000 | 3,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,110,000 | 33,789,000 | 34,588,000 | 35,460,000 |
| Total capital | 35,857,000 | 36,442,000 | 37,276,000 | 38,157,000 |
| Risk-weighted assets | 218,447,000 | 210,772,000 | 213,599,000 | 214,351,000 |