Call reports 2019
UNITED BANK OF EL PASO DEL NORTE — 2019
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 238,049,000 | 238,170,000 | 254,684,000 | 236,063,000 |
| Total loans | 183,213,000 | 184,683,000 | 184,686,000 | 189,773,000 |
| Allowance for loan losses | 2,589,000 | 2,613,000 | 2,719,000 | 2,937,000 |
| Securities available for sale | 24,414,000 | 23,912,000 | 19,572,000 | 18,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,732,000 | 196,734,000 | 215,466,000 | 193,693,000 |
| Interest-bearing deposits | 125,928,000 | 121,561,000 | 119,627,000 | 117,320,000 |
| Noninterest-bearing deposits | 72,804,000 | 75,173,000 | 95,839,000 | 76,373,000 |
| Equity capital | 26,841,000 | 27,772,000 | 28,647,000 | 29,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,294,000 | 6,520,000 | 9,747,000 | 13,018,000 |
| Interest expense | 403,000 | 754,000 | 909,000 | 1,432,000 |
| Net interest income | 2,891,000 | 5,766,000 | 8,838,000 | 11,586,000 |
| Noninterest income | 350,000 | 550,000 | 768,000 | 962,000 |
| Noninterest expense | 2,011,000 | 4,030,000 | 6,164,000 | 7,946,000 |
| Provision for loan losses | 180,000 | 250,000 | 355,000 | 775,000 |
| Pretax income | 1,050,000 | 2,036,000 | 3,095,000 | 3,835,000 |
| Income tax | 222,000 | 490,000 | 732,000 | 795,000 |
| Net income | 828,000 | 1,546,000 | 2,363,000 | 3,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,924,000 | 27,642,000 | 28,459,000 | 29,136,000 |
| Total capital | 29,513,000 | 30,255,000 | 31,164,000 | 31,866,000 |
| Risk-weighted assets | 216,722,000 | 215,889,000 | 216,409,000 | 218,082,000 |