Call reports 2018
UNITED BANK OF EL PASO DEL NORTE — 2018
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 229,914,000 | 236,651,000 | 242,168,000 | 245,611,000 |
| Total loans | 175,258,000 | 179,669,000 | 177,729,000 | 191,194,000 |
| Allowance for loan losses | 2,296,000 | 2,436,000 | 2,180,000 | 2,408,000 |
| Securities available for sale | 20,638,000 | 20,107,000 | 24,613,000 | 25,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,840,000 | 192,010,000 | 197,693,000 | 195,460,000 |
| Interest-bearing deposits | 115,404,000 | 123,272,000 | 126,409,000 | 123,972,000 |
| Noninterest-bearing deposits | 69,436,000 | 68,738,000 | 71,284,000 | 71,488,000 |
| Equity capital | 23,753,000 | 24,316,000 | 24,972,000 | 25,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,797,000 | 5,746,000 | 8,799,000 | 12,000,000 |
| Interest expense | 177,000 | 582,000 | 906,000 | 1,243,000 |
| Net interest income | 2,620,000 | 5,164,000 | 7,893,000 | 10,757,000 |
| Noninterest income | 95,000 | 373,000 | 548,000 | 724,000 |
| Noninterest expense | 1,810,000 | 3,673,000 | 5,503,000 | 7,460,000 |
| Provision for loan losses | 145,000 | 320,000 | 395,000 | 620,000 |
| Pretax income | 760,000 | 1,544,000 | 2,543,000 | 3,401,000 |
| Income tax | 173,000 | 352,000 | 561,000 | 641,000 |
| Net income | 587,000 | 1,192,000 | 1,982,000 | 2,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,922,000 | 24,527,000 | 25,317,000 | 26,096,000 |
| Total capital | 26,218,000 | 26,963,000 | 27,497,000 | 28,504,000 |
| Risk-weighted assets | 206,764,000 | 214,246,000 | 210,415,000 | 222,629,000 |