Call reports 2017
UNITED BANK OF EL PASO DEL NORTE — 2017
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 224,968,000 | 219,152,000 | 219,948,000 | 213,389,000 |
| Total loans | 170,441,000 | 163,485,000 | 159,703,000 | 162,261,000 |
| Allowance for loan losses | 2,113,000 | 1,958,000 | 2,173,000 | 2,150,000 |
| Securities available for sale | 20,769,000 | 19,707,000 | 23,108,000 | 22,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,155,000 | 172,122,000 | 173,531,000 | 166,170,000 |
| Interest-bearing deposits | 107,396,000 | 109,624,000 | 109,180,000 | 108,352,000 |
| Noninterest-bearing deposits | 69,759,000 | 62,498,000 | 64,351,000 | 57,818,000 |
| Equity capital | 22,456,000 | 22,861,000 | 23,247,000 | 23,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 5,188,000 | 7,883,000 | 10,525,000 |
| Interest expense | 222,000 | 465,000 | 705,000 | 951,000 |
| Net interest income | 2,462,000 | 4,723,000 | 7,178,000 | 9,574,000 |
| Noninterest income | 116,000 | 385,000 | 577,000 | 766,000 |
| Noninterest expense | 1,794,000 | 3,660,000 | 5,544,000 | 7,435,000 |
| Provision for loan losses | 195,000 | 425,000 | 640,000 | 640,000 |
| Pretax income | 589,000 | 1,023,000 | 1,571,000 | 2,265,000 |
| Income tax | 146,000 | 298,000 | 417,000 | 892,000 |
| Net income | 443,000 | 725,000 | 1,154,000 | 1,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,406,000 | 22,687,000 | 23,116,000 | 23,335,000 |
| Total capital | 24,519,000 | 24,645,000 | 25,289,000 | 25,485,000 |
| Risk-weighted assets | 196,987,000 | 190,861,000 | 187,212,000 | 190,053,000 |