Call reports 2013
UNITED BANK OF EL PASO DEL NORTE — 2013
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 186,250,000 | 185,503,000 | 192,160,000 | 193,044,000 |
| Total loans | 104,255,000 | 104,701,000 | 107,059,000 | 114,385,000 |
| Allowance for loan losses | 1,330,000 | 1,733,000 | 1,807,000 | 1,262,000 |
| Securities available for sale | 52,625,000 | 46,389,000 | 44,214,000 | 44,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,005,000 | 148,186,000 | 155,254,000 | 157,272,000 |
| Interest-bearing deposits | 109,472,000 | 106,206,000 | 104,121,000 | 106,733,000 |
| Noninterest-bearing deposits | 37,533,000 | 41,980,000 | 51,133,000 | 50,539,000 |
| Equity capital | 16,806,000 | 16,397,000 | 16,351,000 | 16,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,782,000 | 5,661,000 | 7,622,000 |
| Interest expense | 305,000 | 588,000 | 856,000 | 1,094,000 |
| Net interest income | 1,602,000 | 3,194,000 | 4,805,000 | 6,528,000 |
| Noninterest income | 122,000 | 442,000 | 580,000 | 714,000 |
| Noninterest expense | 1,300,000 | 2,674,000 | 4,012,000 | 5,350,000 |
| Provision for loan losses | 55,000 | 457,000 | 607,000 | 687,000 |
| Pretax income | 369,000 | 633,000 | 894,000 | 1,333,000 |
| Income tax | 125,000 | 174,000 | 205,000 | 352,000 |
| Net income | 244,000 | 459,000 | 689,000 | 981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,679,000 | 15,897,000 | 15,691,000 | 16,415,000 |
| Total capital | 16,915,000 | 17,148,000 | 16,974,000 | 17,677,000 |
| Risk-weighted assets | 119,214,000 | 120,842,000 | 125,078,000 | 132,395,000 |